8 Things You MUST Do if You Need Extra Money to Pay Bills Every Month

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It’s important to stay on top of your bills each month, but if you find yourself short one month, follow these tips to get you back on track.

It can be difficult to stay on top of your bills. If you find yourself coming up short every month, here are a few tips to implement if you need extra money to pay bills every month! Get back on top of those bills and master your finances:

  1. Stop using credit cards. It’s easy to rack up credit card debt, as it’s easy to disassociate the little plastic card from the very real money that you will eventually have to pay for those items. If you’re having trouble meeting your financial obligations, it’s time to stop using credit cards.
  1. Sharpen your money management skills. Not yet following a budget? Make one. Not saving for a rainy day? Open a savings account. Get on top of how much you make each month and how much you spend each month. Click here to learn how to sharpen your money management skills.
  1. Call your creditors. There are many situations in which a creditor will take a lump sum much lower than your principal, in order to close out your account. Call your creditors and offer to pay an immediate lump sum.
  1. Look for more ways to cut expenses. Chances are, there are some expenditures that you don’t need to be making. For example, if you are eating out five nights a week, it can be much more economical to buy and make your meals. Learn about the financial habits of the wealthy that can help you beat money stress.
  1. Look for ways to increase income. There are a lot of options for making a little bit extra cash. These range from taking on a second job, picking up a side job, asking for more hours, and more.
  1. Sell things you don’t need or use. If you’ve got extra stuff lying around your house, taking up space, that you never use, list them on eBay or Etsy. Chances are, someone will want them and buy them—that’s money back in your pocket.
  1. Do some menial work. Lots of people avoid menial tasks like the plague, despite the fact that they can pay extremely well. If you’re hurting for money, be willing to clean someone else’s house, weed their garden, or vacuum their carpets. It’s not glamorous, but it does pay.
  1. Ask for help. Never be too proud to ask for help when you need it. If you are falling behind, ask a friend or family member to help you get back on top of your finances.

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