Good Money Management Advice For Financially Strapped Women

Does money control you, or do you control your money?

Good money management advice is essential in these tough times. If you do not manage money properly, you could be flushing your hard-earned money down the toilet!!

Money can be a major source of tension for many women and money problems are often one of the main causes of tension among couples.

Financial problems can cause divorce, depression, and continual anxiety. The best anti-dote for financial stress and money woes is to find and follow sound money management advice.

Do You Need MORE Money?


How many times have you said to yourself “If only I had more money.” I know I have said that quite a few times.

But research shows it’s not the amount of money you have, but the way you manage it that causes strain and anxiety.

The key to sound money management is to learn to live within your means instead of scraping and counting pennies every month when it time to pay the bills.

We live in a credit based world where its so easy ( and tempting) to swipe a piece of plastic (aka a credit card) and get whatever we want, whenever we want it. 

This may seem like a convenient and efficient way to live, but in fact its the quickest way to a life of indebtedness and possibly bankruptcy.

We May All Need Plastic Surgery


One friend told me recently that she is going in for “plastic surgery”. 

I shockingly asked her what was wrong and why she would need “plastic surgery”. She said she was going to cut up all her credit cards and learn to live within her means.

If you think about it, this may be one form of “plastic surgery” we should all undergo. It may be the best money management advice for our times. 

  • Evaluate your situation and find out where you stand.
  • How much credit card debt do you have? What are your interest rates?
  • How much money are you throwing away on items you don’t really need and can’t really afford to buy? You may be surprised at what you discover.

It may be hard to submit yourself to mandatory “plastic surgery”. It may be uncomfortable to examine your spending habits and total debt situation down to the last penny. But it’s essential if you want to get out of debt and be free of financial stress.

Money Management Tips For Non-Financial Women


Getting sound money management advice can help you resolve any financial crisis you are currently facing and prevent future financial problems before they occur. You need to learn to manage money skillfully.

Fortunately, you do not need to be an accountant or get an M.B.A. degree to manage your money widely. Good money management can involved these 5 simple steps:

  1. Make a budget
  2. Compare prices before you buy
  3. Control your spending
  4. Avoid unnecessary debt
  5. Develop discipline and self control to live within your means.

That’s it!

If you diligently stick to the 5 steps, your financial situation will improve gradually. Making and managing money is an important part of life.

It does not have to be a source of strain and anxiety if you start living a different lifestyle that is limited to the things you need and can afford.

Start A Small Emergency Fund!


Another good piece of money management advice is to start a savings account for you to fall back on.

Unforeseen expenses can come up at any time and can cause stress. You may feel overwhelmed if an emergency arises and you have no reserve money stashed away to tap into.

A savings account can give you peace of mind knowing that you have some resources to fall back on. You will then be able to move forward in life with less anxiety about the future.

If you’re currently burdened with debt and overwhelmed by financial problems, don’t loose hope.

Take the money management advice here to heart and apply the tips that can help you get out of debt and stay out of debt permanently.

You can learn to manage your money skillfully and effectively. You can start TODAY!

DIY Financial Resources To Master Money Management


No one wants their car to break down. No one welcomes family emergencies. No one looks forward to the rainy days that are sure to come and mess up whatever budget you have set up. But the fact is, all these things happen whether we want it or not, and they can cause financial ruin.

Now is the time to take a pro-active approach to your finances and learn to master the art of money management to prepare for when “life” happens.

The DIY financial resources below are excellent reference sources for everyday life and for becoming financially fit. I highly recommend them.

Click on the Amazon images below and get your copy now!

 The Money Saving Wealth Building Guide for the New EconomyCheck Price The Budget Kit: The Common Cents Money Management WorkbookCheck Price Money Management For Stress Relief (Self-Help Stress Solutions)Check Price

About Darlene

Darlene is passionate and enthusiastic about helping women simplify their lives, develop stress resilience, regain balance, and find happiness, despite the personal storms life throws at them. She has published a popular series of stress management books which focus on simple, practical and healthy stress relief strategies, as well as provide FREE resources and services that help women become more stress-resilient.

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